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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,200 | $131,835-41.4% | $108,582-28.9% | $273,972-71.8% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.6%-4.6pp | 83.0%-8.0pp |
| Annual return | 5.44% | -91.57%+97.0pp | -51.70%+57.1pp | 41.46%-36.0pp |
| Employer contribution / active EE | $2,127 | $4,913-56.7% | $3,758-43.4% | $4,869-56.3% |
| Participant deferral / active EE | $12,867 | $5,127+150.9% | $4,311+198.5% | $5,287+143.4% |
| Admin fee / account holder | $437 | $10,253-95.7% | $7,645-94.3% | $10,133-95.7% |