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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,095 | $135,645-83.0% | $110,243-79.1% | $135,379-82.9% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | -4.53% | 513.24%-517.8pp | 314.76%-319.3pp | 519.79%-524.3pp |
| Employer contribution / active EE | $3,037 | $4,907-38.1% | $3,827-20.6% | $4,779-36.4% |
| Participant deferral / active EE | $8,454 | $5,507+53.5% | $4,672+80.9% | $5,609+50.7% |
| Admin fee / account holder | $74,707 | $11,458+552.0% | $8,548+774.0% | $10,828+589.9% |