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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,380 | $135,956+100.3% | $123,894+119.8% | $273,972-0.6% |
| Participation rate | 94.1% | 84.1%+10.1pp | 81.4%+12.7pp | 83.0%+11.1pp |
| Annual return | -0.17% | 56.63%-56.8pp | 47.52%-47.7pp | 41.46%-41.6pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $12,856 | $6,343+102.7% | $5,984+114.8% | $5,287+143.2% |
| Admin fee / account holder | $1,287 | $9,817-86.9% | $8,357-84.6% | $10,133-87.3% |