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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,607,036 | $176,120+1380.3% | $159,487+1534.6% | $167,553+1455.9% |
| Participation rate | 0.0% | 85.0%-85.0pp | 82.8%-82.8pp | 82.1%-82.1pp |
| Annual return | 23.85% | 331.95%-308.1pp | 263.71%-239.9pp | 478.89%-455.0pp |
| Employer contribution / active EE | $10,186 | $5,299+92.2% | $4,831+110.8% | $4,840+110.5% |
| Participant deferral / active EE | $12,939 | $7,752+66.9% | $7,354+76.0% | $6,343+104.0% |
| Admin fee / account holder | $72,308 | $12,561+475.7% | $10,804+569.3% | $12,316+487.1% |