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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,090 | $165,399+141.9% | $149,745+167.2% | $158,982+151.7% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 9.13% | 348.34%-339.2pp | 276.72%-267.6pp | 302.99%-293.9pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $12,418 | $7,183+72.9% | $6,843+81.5% | $5,983+107.5% |
| Admin fee / account holder | $4,798 | $10,811-55.6% | $9,312-48.5% | $11,252-57.4% |