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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,459 | $148,629+176.8% | $135,982+202.6% | $139,487+195.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 0.23% | 79.33%-79.1pp | 68.32%-68.1pp | 373.84%-373.6pp |
| Employer contribution / active EE | $12,206 | $5,247+132.6% | $4,859+151.2% | $4,755+156.7% |
| Participant deferral / active EE | $16,939 | $8,102+109.1% | $7,760+118.3% | $6,713+152.3% |
| Admin fee / account holder | $3,652 | $12,406-70.6% | $10,767-66.1% | $11,407-68.0% |