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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,169 | $106,001+7.7% | $92,235+23.8% | $147,585-22.6% |
| Participation rate | 81.8% | 80.4%+1.4pp | 76.5%+5.3pp | 82.8%-1.0pp |
| Annual return | 6.59% | 50.05%-43.5pp | 176.28%-169.7pp | 578.56%-572.0pp |
| Employer contribution / active EE | $4,311 | $4,333-0.5% | $3,679+17.2% | $4,876-11.6% |
| Participant deferral / active EE | $7,808 | $4,478+74.4% | $3,897+100.4% | $5,439+43.6% |
| Admin fee / account holder | $10,662 | $6,332+68.4% | $5,194+105.3% | $10,885-2.1% |