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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,887 | $73,988+66.1% | $96,538+27.3% | $75,177+63.5% |
| Participation rate | 74.2% | 66.4%+7.8pp | 74.3%-0.2pp | 67.2%+7.0pp |
| Annual return | 14.42% | 26.73%-12.3pp | 35.74%-21.3pp | 160.75%-146.3pp |
| Employer contribution / active EE | $4,750 | $2,930+62.1% | $3,740+27.0% | $2,671+77.8% |
| Participant deferral / active EE | $8,370 | $3,660+128.7% | $4,880+71.5% | $4,126+102.9% |
| Admin fee / account holder | $3,341 | $5,220-36.0% | $6,737-50.4% | $5,651-40.9% |