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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,151 | $64,729+54.7% | $112,263-10.8% | $68,490+46.2% |
| Participation rate | 85.2% | 67.2%+18.0pp | 75.1%+10.1pp | 67.9%+17.3pp |
| Annual return | -11.00% | -11.40%+0.4pp | 27.49%-38.5pp | -7.85%-3.2pp |
| Employer contribution / active EE | $5,795 | $2,746+111.1% | $3,636+59.4% | $2,597+123.2% |
| Participant deferral / active EE | $9,599 | $3,566+169.2% | $4,729+103.0% | $4,028+138.3% |
| Admin fee / account holder | $1,561 | $5,222-70.1% | $6,410-75.6% | $5,403-71.1% |