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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,563 | $65,367+49.3% | $92,915+5.0% | $72,976+33.7% |
| Participation rate | 73.1% | 68.3%+4.8pp | 76.0%-2.9pp | 69.5%+3.6pp |
| Annual return | 16.89% | 42.11%-25.2pp | 109.45%-92.6pp | 81.02%-64.1pp |
| Employer contribution / active EE | $3,930 | $2,594+51.5% | $3,653+7.6% | $2,440+61.1% |
| Participant deferral / active EE | $9,084 | $3,128+190.4% | $4,238+114.3% | $3,608+151.8% |
| Admin fee / account holder | $1,026 | $4,251-75.9% | $5,796-82.3% | $5,124-80.0% |