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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,414 | $84,713+159.0% | $75,717+189.8% | $167,518+31.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 10.69% | 199.49%-188.8pp | 104.58%-93.9pp | 478.71%-468.0pp |
| Employer contribution / active EE | $20,711 | $3,229+541.3% | $2,743+655.1% | $4,838+328.1% |
| Participant deferral / active EE | $4,149 | $4,578-9.4% | $3,821+8.6% | $6,342-34.6% |
| Admin fee / account holder | $6,292 | $5,357+17.5% | $3,619+73.9% | $12,312-48.9% |