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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,442 | $73,546+84.2% | $63,018+114.9% | $147,586-8.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 14.40% | 175.56%-161.2pp | 87.62%-73.2pp | 578.59%-564.2pp |
| Employer contribution / active EE | $10,761 | $3,324+223.8% | $2,761+289.8% | $4,876+120.7% |
| Participant deferral / active EE | $5,421 | $4,185+29.5% | $3,330+62.8% | $5,439-0.3% |
| Admin fee / account holder | $2,557 | $5,956-57.1% | $3,601-29.0% | $10,886-76.5% |