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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,793 | $77,416+112.9% | $69,464+137.2% | $152,897+7.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.6%+25.4pp | 82.5%+17.5pp |
| Annual return | 17.17% | 39.08%-21.9pp | 28.98%-11.8pp | 345.43%-328.3pp |
| Employer contribution / active EE | $10,580 | $3,315+219.2% | $2,779+280.7% | $4,764+122.1% |
| Participant deferral / active EE | $4,671 | $4,413+5.9% | $3,536+32.1% | $5,851-20.2% |
| Admin fee / account holder | $3,446 | $6,208-44.5% | $3,840-10.3% | $11,599-70.3% |