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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,014 | $69,248+126.7% | $64,101+144.9% | $139,466+12.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 13.88% | 45.95%-32.1pp | 33.72%-19.8pp | 373.66%-359.8pp |
| Employer contribution / active EE | $6,063 | $3,185+90.4% | $2,749+120.6% | $4,754+27.5% |
| Participant deferral / active EE | $3,185 | $4,682-32.0% | $3,881-17.9% | $6,712-52.6% |
| Admin fee / account holder | $3,340 | $4,247-21.4% | $3,070+8.8% | $11,409-70.7% |