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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,690 | $43,344+28.5% | $59,899-7.0% | $64,173-13.2% |
| Participation rate | 92.3% | 69.2%+23.2pp | 74.7%+17.6pp | 69.6%+22.7pp |
| Annual return | -8.92% | -1.55%-7.4pp | 3.46%-12.4pp | 7.63%-16.6pp |
| Employer contribution / active EE | $2,588 | $2,030+27.5% | $2,723-4.9% | $2,381+8.7% |
| Participant deferral / active EE | $4,855 | $2,547+90.6% | $3,402+42.7% | $3,470+39.9% |
| Admin fee / account holder | $6,334 | $3,008+110.5% | $3,592+76.3% | $4,887+29.6% |