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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,793 | $42,910+62.6% | $60,919+14.6% | $68,490+1.9% |
| Participation rate | 100.0% | 66.8%+33.2pp | 73.1%+26.9pp | 67.9%+32.1pp |
| Annual return | -20.13% | -13.99%-6.1pp | 16.96%-37.1pp | -7.85%-12.3pp |
| Employer contribution / active EE | $3,183 | $1,978+60.9% | $2,704+17.7% | $2,597+22.6% |
| Participant deferral / active EE | $6,259 | $2,866+118.4% | $3,814+64.1% | $4,028+55.4% |
| Admin fee / account holder | $3,730 | $3,104+20.2% | $3,228+15.6% | $5,403-31.0% |