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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,614 | $53,841+60.9% | $75,731+14.4% | $85,851+0.9% |
| Participation rate | 90.6% | 69.0%+21.6pp | 74.8%+15.8pp | 69.3%+21.3pp |
| Annual return | 16.49% | 24.54%-8.1pp | 104.65%-88.2pp | 318.63%-302.1pp |
| Employer contribution / active EE | $2,932 | $2,017+45.4% | $2,743+6.9% | $2,565+14.3% |
| Participant deferral / active EE | $5,139 | $2,895+77.5% | $3,820+34.5% | $3,952+30.0% |
| Admin fee / account holder | $1,626 | $3,340-51.3% | $3,620-55.1% | $6,261-74.0% |