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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,943 | $49,255+68.4% | $70,494+17.7% | $79,856+3.9% |
| Participation rate | 92.0% | 69.2%+22.8pp | 75.1%+16.9pp | 69.6%+22.4pp |
| Annual return | 15.98% | 30.10%-14.1pp | 109.16%-93.2pp | 31.71%-15.7pp |
| Employer contribution / active EE | $3,288 | $2,100+56.6% | $2,738+20.1% | $2,471+33.1% |
| Participant deferral / active EE | $5,316 | $2,768+92.0% | $3,711+43.3% | $3,741+42.1% |
| Admin fee / account holder | $3,365 | $2,879+16.9% | $3,848-12.5% | $5,306-36.6% |