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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,919 | $98,776+132.8% | $149,745+53.5% | $79,856+187.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.49% | 27.38%-16.9pp | 276.72%-266.2pp | 31.71%-21.2pp |
| Employer contribution / active EE | $3,521 | $3,217+9.4% | $4,646-24.2% | $2,471+42.5% |
| Participant deferral / active EE | $11,317 | $5,681+99.2% | $6,843+65.4% | $3,741+202.5% |
| Admin fee / account holder | $18,048 | $6,053+198.2% | $9,312+93.8% | $5,306+240.1% |