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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,738 | $93,617+156.1% | $135,982+76.3% | $75,177+218.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 5.41% | 30.89%-25.5pp | 68.32%-62.9pp | 160.75%-155.3pp |
| Employer contribution / active EE | $3,188 | $3,538-9.9% | $4,859-34.4% | $2,671+19.4% |
| Participant deferral / active EE | $16,276 | $6,406+154.1% | $7,760+109.7% | $4,126+294.4% |
| Admin fee / account holder | $5,301 | $6,980-24.1% | $10,767-50.8% | $5,651-6.2% |