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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,738 | $93,586+156.2% | $135,925+76.4% | $75,173+218.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 5.41% | 30.90%-25.5pp | 68.25%-62.8pp | 160.65%-155.2pp |
| Employer contribution / active EE | $3,188 | $3,537-9.9% | $4,857-34.4% | $2,670+19.4% |
| Participant deferral / active EE | $16,276 | $6,405+154.1% | $7,759+109.8% | $4,126+294.5% |
| Admin fee / account holder | $5,301 | $6,977-24.0% | $10,764-50.8% | $5,651-6.2% |