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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,758 | $89,370+185.1% | $141,197+80.4% | $72,976+249.1% |
| Participation rate | 73.7% | 75.1%-1.4pp | 82.5%-8.8pp | 69.5%+4.2pp |
| Annual return | 9.90% | 111.88%-102.0pp | 71.41%-61.5pp | 81.02%-71.1pp |
| Employer contribution / active EE | $1,653 | $3,115-46.9% | $4,736-65.1% | $2,440-32.3% |
| Participant deferral / active EE | $12,794 | $5,419+136.1% | $6,710+90.7% | $3,608+254.6% |
| Admin fee / account holder | $6,685 | $5,957+12.2% | $10,265-34.9% | $5,124+30.5% |