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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,880 | $105,210+160.3% | $159,487+71.7% | $85,851+219.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 25.43% | 45.08%-19.7pp | 263.71%-238.3pp | 318.63%-293.2pp |
| Employer contribution / active EE | $3,495 | $3,319+5.3% | $4,831-27.7% | $2,565+36.2% |
| Participant deferral / active EE | $10,847 | $5,946+82.4% | $7,354+47.5% | $3,952+174.4% |
| Admin fee / account holder | $4,547 | $6,934-34.4% | $10,804-57.9% | $6,261-27.4% |