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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,577 | $124,336+106.4% | $111,303+130.5% | $167,518+53.2% |
| Participation rate | 77.8% | 79.6%-1.8pp | 77.3%+0.5pp | 82.1%-4.3pp |
| Annual return | 18.71% | 37.45%-18.7pp | 54.66%-36.0pp | 478.71%-460.0pp |
| Employer contribution / active EE | $20,838 | $3,436+506.4% | $2,731+662.9% | $4,838+330.7% |
| Participant deferral / active EE | $3,884 | $5,181-25.0% | $4,487-13.4% | $6,342-38.8% |
| Admin fee / account holder | $1,860 | $10,623-82.5% | $7,966-76.7% | $12,312-84.9% |