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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,276 | $117,829+143.0% | $102,423+179.5% | $145,877+96.2% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 6.79% | 31.83%-25.0pp | 29.42%-22.6pp | 551.28%-544.5pp |
| Employer contribution / active EE | $21,003 | $3,615+481.1% | $3,023+594.8% | $4,663+350.4% |
| Participant deferral / active EE | $5,269 | $5,732-8.1% | $5,054+4.2% | $6,691-21.3% |
| Admin fee / account holder | $54,844 | $13,335+311.3% | $9,455+480.1% | $13,402+309.2% |