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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,368 | $112,131+68.9% | $95,964+97.3% | $158,982+19.1% |
| Participation rate | 77.8% | 79.0%-1.2pp | 77.1%+0.7pp | 82.0%-4.2pp |
| Annual return | -2.10% | 171.19%-173.3pp | 91.64%-93.7pp | 302.99%-305.1pp |
| Employer contribution / active EE | $32,775 | $3,199+924.5% | $2,541+1189.7% | $4,763+588.1% |
| Participant deferral / active EE | $4,063 | $4,784-15.1% | $4,167-2.5% | $5,983-32.1% |
| Admin fee / account holder | $21,455 | $10,136+111.7% | $6,797+215.6% | $11,252+90.7% |