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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,892 | $100,805+151.9% | $86,698+192.8% | $134,532+88.7% |
| Participation rate | 77.8% | 79.0%-1.2pp | 76.6%+1.2pp | 81.2%-3.5pp |
| Annual return | -12.79% | 29.09%-41.9pp | 35.95%-48.7pp | 418.27%-431.1pp |
| Employer contribution / active EE | $19,955 | $3,490+471.8% | $2,837+603.5% | $4,741+320.9% |
| Participant deferral / active EE | $3,479 | $5,339-34.8% | $4,656-25.3% | $6,401-45.7% |
| Admin fee / account holder | $1,874 | $10,925-82.9% | $7,493-75.0% | $11,429-83.6% |