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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,842 | $160,028+48.6% | $147,080+61.7% | $145,884+63.0% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 11.23% | 98.60%-87.4pp | 420.17%-408.9pp | 551.85%-540.6pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $9,020 | $8,422+7.1% | $8,066+11.8% | $6,690+34.8% |
| Admin fee / account holder | $15,939 | $15,030+6.0% | $12,989+22.7% | $13,392+19.0% |