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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,168 | $176,077+62.0% | $159,455+78.8% | $167,518+70.2% |
| Participation rate | 95.0% | 84.9%+10.1pp | 82.8%+12.2pp | 82.1%+12.9pp |
| Annual return | 9.17% | 331.83%-322.7pp | 263.63%-254.5pp | 478.71%-469.5pp |
| Employer contribution / active EE | $0 | $5,298-100.0% | $4,830-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $11,614 | $7,751+49.8% | $7,353+57.9% | $6,342+83.1% |
| Admin fee / account holder | $95,114 | $12,556+657.5% | $10,800+780.6% | $12,312+672.5% |