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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,985 | $157,296+119.3% | $141,191+144.3% | $152,897+125.6% |
| Participation rate | 87.0% | 84.8%+2.1pp | 82.5%+4.5pp | 82.5%+4.5pp |
| Annual return | 20.26% | 64.34%-44.1pp | 71.41%-51.1pp | 345.43%-325.2pp |
| Employer contribution / active EE | $24 | $5,262-99.6% | $4,736-99.5% | $4,764-99.5% |
| Participant deferral / active EE | $11,405 | $7,111+60.4% | $6,710+70.0% | $5,851+94.9% |
| Admin fee / account holder | $9,632 | $12,125-20.6% | $10,264-6.2% | $11,599-17.0% |