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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,476 | $183,592+132.3% | $155,567+174.1% | $145,959+192.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.52% | 61.24%-44.7pp | 64.74%-48.2pp | 561.95%-545.4pp |
| Employer contribution / active EE | $20,239 | $5,315+280.8% | $4,674+333.0% | $4,661+334.2% |
| Participant deferral / active EE | $14,451 | $6,464+123.6% | $5,628+156.8% | $6,689+116.1% |
| Admin fee / account holder | $3,031 | $19,318-84.3% | $15,916-81.0% | $13,398-77.4% |