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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,601 | $48,274+27.6% | $63,244-2.6% | $59,633+3.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 71.0%+29.0pp | 68.7%+31.3pp |
| Annual return | -2.07% | -240.79%+238.7pp | -70.31%+68.2pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $4,013 | $1,586+153.0% | $2,322+72.8% | $2,203+82.2% |
| Participant deferral / active EE | $3,928 | $2,343+67.7% | $2,953+33.0% | $3,192+23.1% |
| Admin fee / account holder | $3,804 | $3,600+5.7% | $5,893-35.5% | $4,297-11.5% |