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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,471 | $54,162+28.3% | $68,612+1.3% | $64,173+8.3% |
| Participation rate | 88.5% | 68.1%+20.4pp | 72.2%+16.2pp | 69.6%+18.9pp |
| Annual return | -4.07% | -1.62%-2.4pp | -4.63%+0.6pp | 7.63%-11.7pp |
| Employer contribution / active EE | $4,919 | $1,846+166.5% | $2,625+87.4% | $2,381+106.6% |
| Participant deferral / active EE | $3,099 | $2,626+18.0% | $3,311-6.4% | $3,470-10.7% |
| Admin fee / account holder | $9,364 | $4,029+132.4% | $5,131+82.5% | $4,887+91.6% |