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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,332 | $52,306+21.1% | $69,779-9.2% | $62,881+0.7% |
| Participation rate | 90.0% | 67.2%+22.8pp | 71.8%+18.2pp | 69.3%+20.7pp |
| Annual return | 3.89% | 13.35%-9.5pp | 12.99%-9.1pp | 20.14%-16.3pp |
| Employer contribution / active EE | $4,917 | $1,799+173.3% | $2,338+110.3% | $2,281+115.6% |
| Participant deferral / active EE | $2,976 | $2,395+24.3% | $2,931+1.6% | $3,203-7.1% |
| Admin fee / account holder | $17,608 | $3,691+377.0% | $4,381+301.9% | $4,296+309.9% |