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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,306 | $58,391+44.4% | $76,667+10.0% | $72,976+15.5% |
| Participation rate | 96.0% | 67.4%+28.6pp | 72.1%+23.9pp | 69.5%+26.5pp |
| Annual return | 16.65% | 2306.65%-2290.0pp | 1166.74%-1150.1pp | 81.02%-64.4pp |
| Employer contribution / active EE | $4,364 | $1,787+144.3% | $2,303+89.5% | $2,440+78.9% |
| Participant deferral / active EE | $3,390 | $2,690+26.0% | $3,336+1.6% | $3,608-6.0% |
| Admin fee / account holder | $3,741 | $4,014-6.8% | $6,423-41.8% | $5,124-27.0% |