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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,759 | $71,197-54.0% | $93,669-65.0% | $80,925-59.5% |
| Participation rate | 75.0% | 60.4%+14.6pp | 68.7%+6.3pp | 67.7%+7.3pp |
| Annual return | 13.38% | 11.27%+2.1pp | 133.59%-120.2pp | 35.65%-22.3pp |
| Employer contribution / active EE | $177 | $1,565-88.7% | $2,424-92.7% | $2,756-93.6% |
| Participant deferral / active EE | $3,012 | $4,036-25.4% | $4,416-31.8% | $4,299-29.9% |
| Admin fee / account holder | $1,733 | $6,959-75.1% | $8,291-79.1% | $6,940-75.0% |