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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,905 | $50,947-74.7% | $74,551-82.7% | $64,173-79.9% |
| Participation rate | 76.9% | 61.1%+15.9pp | 69.1%+7.8pp | 69.6%+7.4pp |
| Annual return | -8.39% | -1.85%-6.5pp | 32.53%-40.9pp | 7.63%-16.0pp |
| Employer contribution / active EE | $278 | $1,115-75.1% | $1,961-85.8% | $2,381-88.3% |
| Participant deferral / active EE | $1,965 | $2,302-14.6% | $3,108-36.8% | $3,470-43.4% |
| Admin fee / account holder | $359 | $4,221-91.5% | $5,059-92.9% | $4,887-92.7% |