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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,805 | $65,034-63.4% | $90,970-73.8% | $79,856-70.2% |
| Participation rate | 70.7% | 61.6%+9.1pp | 69.0%+1.7pp | 69.6%+1.0pp |
| Annual return | 13.42% | 30.45%-17.0pp | 134.60%-121.2pp | 31.71%-18.3pp |
| Employer contribution / active EE | $225 | $1,247-81.9% | $2,122-89.4% | $2,471-90.9% |
| Participant deferral / active EE | $1,820 | $2,512-27.5% | $3,373-46.0% | $3,741-51.3% |
| Admin fee / account holder | $2,945 | $4,536-35.1% | $5,961-50.6% | $5,306-44.5% |