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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,223 | $54,541-77.6% | $78,778-84.5% | $70,126-82.6% |
| Participation rate | 64.0% | 60.8%+3.2pp | 69.2%-5.2pp | 69.5%-5.6pp |
| Annual return | 16.04% | 21.07%-5.0pp | 35.62%-19.6pp | 73.15%-57.1pp |
| Employer contribution / active EE | $209 | $1,089-80.8% | $1,986-89.5% | $2,343-91.1% |
| Participant deferral / active EE | $1,494 | $2,210-32.4% | $2,958-49.5% | $3,332-55.2% |
| Admin fee / account holder | $133 | $3,709-96.4% | $5,134-97.4% | $4,645-97.1% |