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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,555 | $58,493-68.3% | $84,023-77.9% | $72,976-74.6% |
| Participation rate | 78.2% | 61.2%+17.0pp | 69.0%+9.2pp | 69.5%+8.7pp |
| Annual return | 19.27% | 28.93%-9.7pp | 71.32%-52.1pp | 81.02%-61.7pp |
| Employer contribution / active EE | $308 | $1,163-73.5% | $1,984-84.5% | $2,440-87.4% |
| Participant deferral / active EE | $2,308 | $2,394-3.6% | $3,239-28.8% | $3,608-36.0% |
| Admin fee / account holder | $1,290 | $4,569-71.8% | $6,102-78.9% | $5,124-74.8% |