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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,169 | $29,716+230.4% | $56,077+75.1% | $80,925+21.3% |
| Participation rate | 62.8% | 41.7%+21.1pp | 52.5%+10.3pp | 67.7%-4.9pp |
| Annual return | 16.68% | 35.30%-18.6pp | 1709.28%-1692.6pp | 35.65%-19.0pp |
| Employer contribution / active EE | $1,109 | $671+65.2% | $1,040+6.6% | $2,756-59.8% |
| Participant deferral / active EE | $1,740 | $1,228+41.6% | $1,954-11.0% | $4,299-59.5% |
| Admin fee / account holder | $7,085 | $2,432+191.3% | $2,825+150.8% | $6,940+2.1% |