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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,169 | $29,667+230.9% | $56,441+73.9% | $80,874+21.4% |
| Participation rate | 62.8% | 41.7%+21.1pp | 52.5%+10.3pp | 67.6%-4.9pp |
| Annual return | 16.68% | 35.22%-18.5pp | 1704.21%-1687.5pp | 35.62%-18.9pp |
| Employer contribution / active EE | $1,109 | $669+65.6% | $1,039+6.7% | $2,756-59.8% |
| Participant deferral / active EE | $1,740 | $1,227+41.8% | $1,953-10.9% | $4,297-59.5% |
| Admin fee / account holder | $7,085 | $2,429+191.7% | $2,829+150.4% | $6,935+2.2% |