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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,345 | $83,337-37.2% | $67,834-22.8% | $273,972-80.9% |
| Participation rate | 85.0% | 76.4%+8.6pp | 68.8%+16.2pp | 83.0%+2.0pp |
| Annual return | 8.04% | 259.45%-251.4pp | 138.47%-130.4pp | 41.46%-33.4pp |
| Employer contribution / active EE | $0 | $3,287-100.0% | $2,403-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,801 | $4,088-7.0% | $3,160+20.3% | $5,287-28.1% |
| Admin fee / account holder | $1,236 | $6,752-81.7% | $4,622-73.3% | $10,133-87.8% |