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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,959 | $75,935-42.1% | $60,547-27.4% | $125,389-64.9% |
| Participation rate | 85.0% | 76.5%+8.5pp | 68.0%+17.0pp | 83.2%+1.8pp |
| Annual return | -2.27% | -5.38%+3.1pp | 335.64%-337.9pp | 282.24%-284.5pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,419-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $3,426 | $4,506-24.0% | $3,328+2.9% | $5,352-36.0% |
| Admin fee / account holder | $1,552 | $6,768-77.1% | $4,536-65.8% | $9,541-83.7% |