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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,391 | $85,790-21.4% | $67,313+0.1% | $135,380-50.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -7.63% | -0.54%-7.1pp | -4.08%-3.6pp | 519.81%-527.4pp |
| Employer contribution / active EE | $0 | $3,487-100.0% | $2,566-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,317 | $4,651+14.3% | $3,568+49.0% | $5,609-5.2% |
| Admin fee / account holder | $1,811 | $6,392-71.7% | $4,507-59.8% | $10,828-83.3% |