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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,998 | $91,037-33.0% | $71,671-14.9% | $147,586-58.7% |
| Participation rate | 72.7% | 76.1%-3.4pp | 68.7%+4.0pp | 82.8%-10.1pp |
| Annual return | 16.98% | 20.48%-3.5pp | 20.65%-3.7pp | 578.59%-561.6pp |
| Employer contribution / active EE | $0 | $3,327-100.0% | $2,460-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,358 | $4,498-25.4% | $3,438-2.3% | $5,439-38.3% |
| Admin fee / account holder | $1,316 | $8,613-84.7% | $5,558-76.3% | $10,886-87.9% |