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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,034 | $68,880+74.3% | $120,580-0.5% | $80,959+48.3% |
| Participation rate | 24.1% | 61.7%-37.6pp | 72.0%-47.8pp | 67.7%-43.5pp |
| Annual return | 11.17% | 23.68%-12.5pp | 107.48%-96.3pp | 35.67%-24.5pp |
| Employer contribution / active EE | $0 | $2,066-100.0% | $3,469-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,275 | $3,191-60.1% | $4,995-74.5% | $4,300-70.4% |
| Admin fee / account holder | $287 | $5,785-95.0% | $9,418-96.9% | $6,925-95.9% |