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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,318 | $52,836+0.9% | $105,738-49.6% | $64,173-16.9% |
| Participation rate | 53.8% | 66.5%-12.7pp | 76.3%-22.5pp | 69.6%-15.7pp |
| Annual return | -7.22% | 14.30%-21.5pp | 6.27%-13.5pp | 7.63%-14.9pp |
| Employer contribution / active EE | $931 | $1,827-49.0% | $3,268-71.5% | $2,381-60.9% |
| Participant deferral / active EE | $2,295 | $2,545-9.8% | $4,080-43.7% | $3,470-33.9% |
| Admin fee / account holder | $1,926 | $3,959-51.3% | $6,913-72.1% | $4,887-60.6% |