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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,680 | $129,959-32.5% | $104,301-15.9% | $134,509-34.8% |
| Participation rate | 33.3% | 79.5%-46.2pp | 73.3%-39.9pp | 81.2%-47.9pp |
| Annual return | -15.48% | 42.04%-57.5pp | 24.61%-40.1pp | 418.13%-433.6pp |
| Employer contribution / active EE | $0 | $4,185-100.0% | $3,373-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,538 | $5,589-72.5% | $4,626-66.7% | $6,400-76.0% |
| Admin fee / account holder | $12,236 | $9,325+31.2% | $7,340+66.7% | $11,427+7.1% |