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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,590 | $131,835+92.4% | $108,582+133.5% | $273,972-7.4% |
| Participation rate | 90.5% | 83.5%+7.0pp | 79.6%+10.9pp | 83.0%+7.5pp |
| Annual return | 11.00% | -91.57%+102.6pp | -51.70%+62.7pp | 41.46%-30.5pp |
| Employer contribution / active EE | $4,698 | $4,913-4.4% | $3,758+25.0% | $4,869-3.5% |
| Participant deferral / active EE | $10,349 | $5,127+101.8% | $4,311+140.1% | $5,287+95.7% |
| Admin fee / account holder | $2,812 | $10,253-72.6% | $7,645-63.2% | $10,133-72.2% |