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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $558,205 | $101,778+448.5% | $164,975+238.4% | $80,925+589.8% |
| Participation rate | 73.1% | 71.8%+1.2pp | 78.6%-5.5pp | 67.7%+5.4pp |
| Annual return | 14.20% | 16.73%-2.5pp | 70.12%-55.9pp | 35.65%-21.4pp |
| Employer contribution / active EE | $2,865 | $2,954-3.0% | $4,343-34.0% | $2,756+3.9% |
| Participant deferral / active EE | $5,415 | $4,477+21.0% | $6,033-10.3% | $4,299+26.0% |
| Admin fee / account holder | $135,742 | $8,221+1551.1% | $12,688+969.8% | $6,940+1855.9% |