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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,166 | $78,707+267.4% | $117,861+145.3% | $70,126+312.4% |
| Participation rate | 80.0% | 73.2%+6.8pp | 79.7%+0.3pp | 69.5%+10.5pp |
| Annual return | 11.97% | 23.30%-11.3pp | 335.11%-323.1pp | 73.15%-61.2pp |
| Employer contribution / active EE | $4,034 | $2,223+81.4% | $3,786+6.5% | $2,343+72.2% |
| Participant deferral / active EE | $9,630 | $3,297+192.0% | $4,482+114.9% | $3,332+189.0% |
| Admin fee / account holder | $6,181 | $5,066+22.0% | $8,021-22.9% | $4,645+33.0% |